Terms & Conditions

These Terms & Conditions ("Terms") govern your access to and use of the website operated by Adonis Agency LLC ("Adonis Agency," "we," "us," or "our") and any services offered through it. By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please do not use the website.

1. About Our Services

Adonis Agency LLC is an independent insurance agency. We help consumers explore and apply for life insurance products, including term life, whole life, and final expense coverage, offered and underwritten by third-party licensed insurance carriers. We are not an insurer and do not underwrite policies. All coverage is subject to the terms of the applicable policy and to carrier underwriting, approval, and state availability.

2. No Offer or Advice

Content on this website is provided for general informational purposes only. It is not an offer to sell or a solicitation to buy any specific insurance product, nor is it financial, legal, or tax advice. Quotes provided are estimates only and are not a guarantee of coverage or rates; final premiums and eligibility are determined by the issuing carrier.

3. Eligibility and Use of the Website

You must be at least 18 years old to use this website or submit a quote request. You agree to provide accurate, current, and complete information when using our forms and to use the website only for lawful purposes. You agree not to interfere with the operation or security of the website or attempt to access it by automated means.

4. Communications and Consent

By submitting your contact information through this website, you authorize us to contact you about your request by phone, email, or mail. Text messages are sent only with your express consent and are governed by our SMS / Messaging Terms. Consent to receive text messages is not a condition of purchase, and you may opt out at any time by replying STOP.

5. Privacy

Your use of this website is also governed by our Privacy Policy, which describes how we collect, use, and protect your information.

6. Intellectual Property

All content on this website — including text, graphics, logos, and page design — is the property of Adonis Agency LLC or its licensors and is protected by applicable intellectual property laws. You may not copy, reproduce, or distribute website content without our prior written permission, except for personal, non-commercial use.

7. Third-Party Links and Carriers

This website may reference or link to third-party websites or carrier materials. We do not control and are not responsible for the content, policies, or practices of third parties. Insurance products are governed solely by the terms of the policy issued by the carrier.

8. Disclaimer of Warranties

This website and its content are provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be uninterrupted, error-free, or secure.

9. Limitation of Liability

To the fullest extent permitted by law, Adonis Agency LLC and its members, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of this website. Nothing in these Terms limits any rights you may have under an insurance policy issued by a carrier or under applicable law that cannot be limited by contract.

10. Indemnification

You agree to indemnify and hold harmless Adonis Agency LLC from claims, damages, and expenses (including reasonable attorneys' fees) arising out of your misuse of this website or violation of these Terms.

11. Governing Law

These Terms are governed by the laws of the Commonwealth of Virginia, without regard to its conflict-of-law principles. Any dispute arising under these Terms shall be brought in the state or federal courts located in Virginia.

12. Changes to These Terms

We may revise these Terms at any time by posting an updated version on this page with a new effective date. Your continued use of the website after changes are posted constitutes acceptance of the revised Terms.

13. Contact Us

Questions about these Terms can be directed to:
Adonis Agency LLC
8123 Belton Circle, Mechanicsville, VA 23116
info@adonisagency.biz